Posts in category 'Buying A Home'

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Belleville | 84 Posts
Buying a Home | 10 Posts
Home Improvement | 43 Posts
Lifestyle | 3 Posts
Sell Your Home | 10 Posts
September
16

Checklist

Buying a home is one of the most exciting steps you can take in life. However, it is also a big decision, and the process may feel overwhelming at times. The good news is that if you approach home buying in an organized way, you can maximize the excitement and minimize the stress. A checklist is always a good starting point! On that note, our real estate agents are excited to share this fall home buying checklist. Complete the items on this list, and you'll be ready to succeed.

  • Check Your Credit Score
    Your credit score will determine whether you qualify for a mortgage, and also what interest rate you are offered. Check your credit score early...

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June
17

Real Estate Closing

You've found a home to buy, the seller has accepted your offer, and now you're in the last phase of your home-buying journey: the closing process. This is the final phase of your real estate transaction and will transfer the property's ownership from the current owner to you. In all, the process will take about two to four weeks, culminating in a meeting where you'll finalize everything.
  
Our real estate agents share the following five things to learn about the closing process:

  1. Get your finances in order early in the closing process.
    You'll incur several types of expenses as part of the...

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July
17

Summer Real Estate Tips

As the temperatures rise and the days grow longer, our real estate agents know that the summer season brings with it a unique set of opportunities in the real estate market. Whether you're considering buying or selling a home in Belleville, IL, there are several compelling reasons why the summer months can work to your advantage. 

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May
2

Down Payment Tips

The spring real estate market is here and is sure to continue to heat up! If you are looking into Belleville homes for sale, you are likely considering the down payment you'll have to invest. Saving adequate money for the down payment is a hurdle for many, but a solid savings plan makes homeownership possible. Our real estate agents have compiled an easy guide below to get you closer to owning your dream home.

Most homeowners hesitate to start the homebuying journey because they can't make a 20% down payment. While many mortgage lenders demand a 20% down payment, you can put as little as 3% down with a fixed-rate conventional loan. You may pay for even less or no down payment if you qualify for a VA or USDA loan.

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March
21

Belleville moving

You've spent time looking at Belleville homes for sale, you've found the right one, and now you're ready to move. Moving into a new home can be really exciting, but it also makes for a very busy couple of weeks. Amidst all of the excitement and the changes, it's easy to forget things. Why not learn from others' mistakes instead of making your own? Here are some things people often forget when moving.

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